Home warranty prices represent the cost of a service contract to cover home systems and appliances. These prices can vary based on the chosen plan and level of coverage. The pricing structure was updated in 2025 to make plans more budget-friendly for homeowners.
Are you interested in how much a home warranty will charge you in 2025? Getting the idea of such a figure makes it easier whether or not it can be introduced into your budget. Let’s surf through what has been said about the home warranty prices this year.
How Exactly Is Choice Home Warranty Different and Who Does it Work?
A home warranty service that covers the system and appliances in the home. Homeowners are provided with assistance in paying for repair or replacement when from normal use it breaks down. It saves them from high repair costs and protects them.
Coverage is provided by a third-party insurance company. There are several plans offered which provide various levels of protection. Homeowners can choose which ones will suit their needs and budget.
Cost of Choice Home Warranty
The plans of Choice Home Warranty (CHW) will start at $49.16 per month and remain stable nationwide for the same type of coverage.
Visit the website of Choice Home Warranty and get the quote per your property and address details for accurate pricing information.
Additionally, we gave comparison pricing by asking for quotes in three different cities, each with its living costs, for both options. Such a practice sheds light on how much location matters in costs.
| City | Basic Plan (Monthly) | Total Plan (Monthly) |
| Anaheim, California | $49.16 | $57.50 |
| Boise, Idaho | $49.16 | $57.50 |
| Tulsa, Oklahoma | $49.16 | $57.50 |
| Average Price | $49.16 | $57.50 |
Choice Home Warranty, like any other home warranty company, requires you to pay a service fee of either $75 or $100 to have a qualified technician visit your house. This is for visiting the site though the technician is just viewing a repair to an item that is part of the policy unless within Choice’s 30-day guarantee from the last repair.
The Plan Choice Home Warranty
This plan covers most of the important systems and appliances in your home.
- Heating system
- Central air conditioning
- Electrical system
- Plumbing system
- Water heater
- Refrigerator
- Dishwasher
- Oven/Range
- Microwave
- Garbage disposal
- Washer
- Dryer
Cost-All-Inclusive Plan: This plan covers everything in the Basic Plan and beyond:
- Air conditioning system
- Refrigerator
- Clothes washer and dryer
You can cover other optional items like pool equipment, spa, and well pump. Note that the price and coverage terms may differ based on where you are located and what you specifically need. For correct information, request free quotes from Choice Home Warranty.
Choice Home Warranty coverage limits
Choice Home Warranty normally has a restriction of $3,000 per item per year. This indicates that it will pay $3,000 for every system or appliance that is included in the warranty for repairs or replacement within 1 year. It is always best to pay attention to the actual terms and conditions of your Choice Home Warranty contract to know the most suitable information on coverage limits.
- $3000 heating and air conditioning
- $3,000 for electrical
- $3,000 for plumbing
- $3,000 for every covered appliance
- $500 roof leak repair (if you take extra coverage).
While the coverage limits offered by Choice Home Warranty are among the highest compared to other home warranty providers, some other companies may offer broader coverage. This may depend on factors such as the nature of the repair, the specific issue, or your location.
Choice Home Warranty’s claim process
Like many other home-warranty companies, Choice Home Warranty imposes a 30-day waiting period before one can file a claim. For customers, they can file a claim either through customer care representatives via phone or through an online portal.
After filing a claim, Choice Home Warranty calls a technician to visit and fix the problem. Generally, a technician gets contacted within four hours, and an appointment is set within two days; however, this may take longer. If the technician finds the problem within the estimate and is approved for the same, the repair can be done immediately; otherwise, another appointment may be scheduled. If the claim gets denied, the repairs will not be authorized and you will be billed for that work by the technician.
What is the Cost of a Home Warranty Plan Offered by Choice?
Pricing for Choice Home Warranty plans varies depending on the selected plan plus its many considerations – the size of the dwelling, location in the country, and habitat types:
- Basic Plan: The Basic Plan costs around $46 per month.
- Total Plan: The Total Plan costs around $55 per month.
- Additional costs: More charges are to be added if the area in question covers more than five thousand square feet. Additional optional add-ons can also be included for $3-$15 per item per month.
- Service call fee: A trade service call fee of $100 applies to every claim, to be paid directly by the client to the technician. However, this may be lowered by possible discounts.
- Quotes: You may request a detailed quote from Choice Home Warranty’s sales department.
Choice Home Warranty provides a 90-day parts guarantee and a 60-day labor guarantee against all repairs undertaken by contractors.
Important Additional Considerations:
- Optional Add-ons: Optional coverages for swimming pools, septic systems, and other unique systems or appliances might be an additional cost to your plan.
- Pre-existing Conditions: Also, you should note that, like all home warranty companies, Choice does not cover pre-existing conditions. Any condition in an appliance or system that existed before the purchase of the warranty will not be covered.
Most Common Repairs and Their Associated Costs, with Labor and Materials Combined:
Refrigerator:
- Repairs are relatively inexpensive, at an average of around $250.
- Replacement costs, however, are even higher, at around $1,500 on average.
Roof:
- Average Repair Costs: $950.
- Replacement is highly expensive, averaging $11,500.
Dishwasher:
- Average Affordable Repairs: $250.
- While average replacement costs are moderate, they are around $970.
System Heating and A.C.
- Repair costs are typically high and average $410.
- Replacing a failed HVAC system costs a significant average of $8,000.
Septic System:
- Repairs can be quite expensive, averaging around $1,175.
- Replacement is significantly more costly, averaging $6,300.
Washer/Dryer:
- Washer repairs average $300 and dryer repairs average $150.
- Replacement costs, however, are higher at an average of $1,425 for washers and $1,000 for dryers.
Oven/Stove:
- Repairs are on the cheaper side, about an average of $220.
- Replacement costs are moderate, averaging $2,000.
Are There Any Undisclosed Charges by Choice Home Warranty?
A home warranty usually charges based on what’s included in the cost, which means a lot of companies offer various plans to accommodate different repairs. Of course, be sure to look for hidden fees added to your price.
Choice Home Warranty does have no hidden fees but requires a few extra charges in some cases. Some such charges include processing and admin fees. The cost is based on the type of coverage you choose, whereas more comprehensive plans are very costly.
You can save money by comparing different plans. Look for discounts, loyalty offers, and promotional deals. It’s also helpful to contact the company for more details and get quotes from other providers to find the best price.
Are Choice Home Warranty Services Worth it?
Whether or not Choice Home Warranty services are viable for you will depend on your situation. Here are the pluses and minuses:
Pros:
- Peace of Mind: It is good to know that you are covered for major appliance and system repairs or replacements when they cannot be predicted.
- Cost Savings: If you have several breakdowns that would have been covered by the warranty, you could recoup your costs in savings by the repair or replacement costs you saved.
- Convenience: The convenience of having a service provider dispatched to your home to handle the repairs can be a significant benefit.
Cons:
- Cost: Home warranty plans are quite expensive, starting at about $35 and stretching to more than $65 per month, depending on the plan and coverage.
- Waiting Period: Most companies, including Choice Home Warranty, adopt the standard 30-day waiting period from the date of purchase before any claims can be made.
- Service Call Fees: You would, generally, pay a service call fee for every claim you raised, which may range anywhere between $65 to $100.
- Coverage Limits: Be aware of your coverage limits. If the repair or replacement cost exceeds the limit, you’ll be responsible for paying the difference.
- Claim Denials: Your claim could be denied if it is determined that the problem doesn’t fall under warranty coverage.
Conclusion
Prices of home warranty vary significantly. Factors such as type of plan, coverage options, and location are determinants of the pricing. Generally, you pay a monthly or annual premium for your plan.
On top of that premium, you will also pay a service call fee each time you file a claim, which typically runs between $75 and $125. And it’s highly advisable to check all the fine print in the terms and conditions of any home warranty plan before making a decision.
(FAQ)
Q1) What factors influence home warranty prices?
Several factors impact pricing, including your location, the age of your home, the type of plan (basic, appliance-only, etc.), and the specific coverage options you choose.
Q2) Are there any additional costs beyond the monthly premium?
Yes, you’ll usually pay a service call fee for each claim, usually about $75 to $125.
Q3) Can I get a discount on my home warranty?
Some companies offer discounts to homeowners who bundle their home warranty with other insurance policies or for multi-year plans.
Q4) Where can I find more information about home warranty pricing?
Contact home warranty companies directly, promote an online comparison, or consult with an insurance agent to obtain personalized quotes and compare prices.
